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• Have a medical exam for any injury, right away no matter how minor it may seem; many injuries worsen for several days after the collision.
• Immediate treatment is essential for a successful claim. Gaps in treatment cause many legitimate claims to be denied.
• In some cases, the insurance company of the person not at fault will also be involved in paying medical costs. Therefore, it is important to have an immediate medical evaluation in order to identify any medical problems. No one can decide for you what doctor you must use.
• Keep a daily account of developments and symptoms of the medical condition. List the effects of pain or discomfort, including any restrictions of a normal routine.
• Record doctor visits, mileage, time and any money that must be spent to make these visits. Record time you miss from work, whether receiving payment or not. Keep track of potential money lost because of time not at work.
• An attorney can help with bills by negotiating to have them paid through insurance or by having them postponed until after settlement or verdict.

• The State of Georgia has a minimum mandatory insurance requirement.
• Liability Insurance - protection for the person or property that you unintentionally damage when driving.
• Collision Insurance - pays for damage to your car whether caused by you or someone else who cannot be found.
• Comprehensive Insurance - pays for fire, theft or vandalism of your car and contents.
• Medical payment Insurance - covers medical expenses for anyone in your car.
• Uninsured motorist - pays if the driver at fault is not insured Underinsured motorist - pays your expenses above the amount the other driver's insurance covers.
• Adequate insurance coverage permits you to devote your energies to getting well again. An attorney can assist with figuring the type of insurance coverage you and your family will best benefit from.

• No matter what kind of accident, a competent legal opinion should be sought to find out about your rights and responsibilities. Legal rights come into play in any accident. An attorney can recommend medical treatment, arrange for a replacement automobile, negotiate repairs for an automobile, and reach a fair and full settlement with the insurance company that covers all damages.
• Also, using an attorney lets the insurance company know that you are serious.
• A contingency fee is a percentage of the amount your attorney obtains for you in exchange for legal representation and expertise. The fee is taken from the proceeds of the settlement, so no money comes from your pocket. If there is no recovery, there is no fee.
• An experienced trial attorney can calculate the value of your case so you will know whether the offer from the insurance company is acceptable or not. An attorney can advise you, but it is you who make the final decision of whether to settle or go to trial.

Disclaimer: The information contained at this site is for informational purposes only. These materials do not constitute the provision of legal advice or the establishment of an attorney - client relationship. Viewing any of these materials is not a substitute for obtaining the advice of an attorney. You are strongly encouraged to seek the advice of an attorney before acting upon any legal matter.